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Should I quit my day job?

Quit readiness

Can I afford to quit?

See how close your business is to paying the bills. Revenue isn’t income and profit isn’t take-home, so we do the sums properly. It’s arithmetic, not AI, and your numbers never leave this page.

Where you live

Changes the symbol only. Nothing is converted.

You, every month

Rent or mortgage, bills, food, transport, the lot.

Cash you can reach. 0 is a fine answer.

The business, every month

What customers pay you. 0 if nothing yet.

Software, stock, fees, ads, contractors.

The share of profit you expect to pay in tax. Your own estimate, not a rate we've worked out: we don't calculate tax for any country. Ask an accountant if you're unsure.

More detail, for a sharper answer

Only for comparison. It stops when you leave.

A partner's contribution, part-time work, rent from a lodger.

Loan repayments, childcare, anything not in living expenses.

Monthly value of pension contributions, health cover, a company car.

What you'd pay as self-employed, per month.

An emergency fund, a house deposit.

Kit, a notice period gap, an accountant.

Used for a what-if only. Growth is never assumed in the result.

Quit readiness

Let’s see if the numbers stack up.

Enter a few figures and we’ll show you how close your business is to paying the bills.

How much of your monthly needs the business covers

Appears once we know what the business brings in, your tax estimate and your living costs.

Business profit before tax
—

Needs revenue and costs

Estimated spendable income
—

Needs revenue and costs

Monthly requirement
—

Needs your living expenses

Monthly shortfall
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Needs the two figures above

Runway
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Needs your savings and the shortfall

This tool provides estimates for planning purposes. It isn’t personalised financial, tax or employment advice. Your figures stay in your browser and aren’t sent to us.